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Valiant Holding AG is an independent Swiss financial services provider and regional bank headquartered in Bern, specializing in retail banking, small and medium-sized enterprise (SME) banking, private banking, and asset management. It offers a comprehensive range of products including savings accounts, real estate financing, mortgages (variable, fixed-rate, and flexible), operating loans, investment loans, consumer loans, payment services, retirement planning, and investment solutions, all accessible through digital platforms like the Valiant app and e-banking. Serving private clients, affluent individuals, self-employed professionals, and SMEs across 15 cantons in Switzerland, the bank emphasizes customer-centric advice, local presence via branches and ATMs, and innovative digital services available nationwide. With total assets exceeding CHF 37 billion, over 1,100 employees, and more than 300,000 clients, Valiant maintains a strong financial position evidenced by a CET1 ratio around 15-16%, low non-performing loans at 0.22%, and a focus on sustainability, efficiency, and earnings diversification under its Strategy 2025-2029. Its prudent risk management and commitment to regional economies underscore its role in the Swiss financial market.
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