|
|
|
10.03.26 - 22:42
|
Loans To Non-Banks Threaten Banking Crisis (ZeroHedge)
|
|
|
Loans To Non-Banks Threaten Banking Crisis
Authored by Christopher Whalen via DailyReckoning.com,
Last week, the Federal Deposit Insurance Corp released the industry data for US banks for 2025.
On the surface, the numbers look reassuring, even strong. But beneath the calm headline figures lies a growing risk that investors should not ignore.
Domestic deposits increased for the sixth consecutive quarter in Q4 2025 by $318.3 billion or 1.8%, the FDIC reports. Loans grew by 2% in Q4 and almost 6% YOY. Foreign deposits grew 11%, but subordinated debt and FHLB advances each fell ~ 14% as banks shed excess capital and funding.
U.S. bank loan growth in 2025 was robust, with total loans and leases reaching $13.4 trillion by year-end, a sequential increase in Q4 and a 5.9% annual growth rate, driven by larger institutions. Personal loan balances hit $2.2 trillion, while credit card debt rose 5.5% annually but the utilization rate for credit cards is still less than 20% of the total credit available. Y...
|
|
|
10.03.26 - 19:42
|
We′re Getting Closer to How Banks Operate: Kraken Co-CEO (Bloomberg)
|
|
|
Nasdaq said Monday that partner Payward, the parent company of global crypto platform Kraken, will design a gateway for tokenized equities to move between regulated markets and on-chain markets. Arjun Sethi, co-CEO, Kraken, speaks with Tim Stenovec on "Bloomberg Crypto" at the FIA Global Cleared Markets Conference in Boca Raton, Florida. (Source: Bloomberg)...
|
|
|
|
|
|
|
|
|
|
|
10.03.26 - 13:45
|
Störungen bei wichtigen Banken im Iran (DPA-AFX)
|
|
|
TEHERAN (dpa-AFX) - Bei zwei wichtigen staatlichen Banken im Iran kommt es im Zuge des Kriegs mit Israel und den USA zu Störungen. Betroffen seien die Banken Sepah und Melli, berichteten Einwohner der Hauptstadt Teheran. Geldautomaten der Banken seien ......
|
|
|
|
|
|
|
|
|
|
|
10.03.26 - 10:12
|
Staff Crunch Said to Prompt Banks to Drop Semi-Tech′s HK IPO (Bloomberg)
|
|
|
Staffing constraints led Citic Securities Co. and China Securities International to drop out as overall coordinators of a Hong Kong initial public offering, according to people familiar with the matter, who asked not to be identified because the information isn't public....
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|