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Brown & Brown, Inc. is an insurance agency, wholesale brokerage, insurance program, and services organization operating in the United States, Canada, Ireland, the United Kingdom, and internationally. It markets and sells a broad range of insurance products and services through four key segments: Retail, Programs, Wholesale Brokerage, and Services. The Retail segment offers property and casualty insurance, employee benefits, personal lines, specialties insurance, risk management strategies, loss control analysis, consultancy, and claims processing to commercial, public, and quasi-public entities. Programs acts as a managing general agent, providing professional liability packages, individual insurance products, flood coverage, and targeted solutions for specific industries, trade groups, governmental entities, and market niches. Wholesale Brokerage markets excess and surplus commercial and personal lines insurance to independent agents, brokers, and the company's retail agents. Services delivers insurance-related solutions including third-party claims administration, medical utilization management for workers' compensation and liability, Medicare set-aside services, social security disability advocacy, Medicare benefits services, and claims adjusting. Founded in 1939 and headquartered in Daytona Beach, Florida, Brown & Brown, Inc. plays a vital role in the global insurance brokerage and services market.
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