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26.01.26 - 22:51
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German American Bancorp, Inc. (GABC) Reports Record Fourth Quarter and Strong Annual 2025 Earnings; Declares 7% Cash Dividend Increase (Business Wire)
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Record quarterly earnings of $0.95 per share; $0.96 as adjusted*
Robust 4th quarter return on average assets ("ROAA") of 1.67%; 1.68% as adjusted*
Robust net interest margin* of 4.13%
Low efficiency ratio* of 48.6%
Healthy credit metrics, with annualized net charge-offs of 0.04%
Strong annualized linked quarter loan growth of 7%
Tangible Common Equity* ("TCE") ratio increased to 9.44%; Return on average TCE ("ROATCE")* of 19.49%
21st consecutive year of double digit return on average shareholder equity
Declared 7% cash dividend increase, making it the 14th consecutive year of increased cash dividends
Heartland Bank acquisition continues to integrate seamlessly
Recognized as one of America's Best Regional Banks in 2026 by Newsweek
JASPER, Ind.--(BUSINESS WIRE)--German American Bancorp, Inc. (Nasdaq: GABC) (“German American” or the “Company”) reported record earnings for the three months ended December 31, 2025. The Company also announced a 7% increase in its regular q...
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