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It's possible to replace your salary with dividend stocks, even if you need to replace $75,000. While Social Security benefits, pensions, and other income sources can also help, you can create a nice buffer for yourself if you just do it with dividend stocks. The math to replace a $75,000 salary with dividend stocks is ... How Much You Actually Need to Replace a $75K Salary With Dividends in 2026 The post How Much You Actually Need to Replace a $75K Salary With Dividends in 2026 appeared first on 24/7 Wall St.....

Boston Beer (NYSE: SAM) or Molson Coors Brewing (NYSE: TAP)—which one belongs in a retirement portfolio right now? The two have taken sharply divergent paths in 2026. Boston Beer is up 17.8% year-to-date while Molson Coors has shed 7.0%. That gap reflects a fundamental difference in trajectory that retirement investors need to understand before reaching ... Boston Beer vs Molson Coors: One Bets on Innovation, the Other Is Just Surviving The post Boston Beer vs Molson Coors: One Bets on Innovation, the Other Is Just Surviving appeared first on 24/7 Wall St.....

Your 401(k) plan may allow you to contribute far more than you think, after-tax, converted directly into a Roth account. Most plan participants in their 50s and 60s with substantial balances have never been told this option exists. The mechanic is called the mega backdoor Roth, and the window to use it may not stay ... The 401(k) Loophole Wealthy Savers Are Quietly Using to Shelter Up to $46,000 a Year The post The 401(k) Loophole Wealthy Savers Are Quietly Using to Shelter Up to $46,000 a Year appeared first on 24/7 Wall St.....

Most companies go out of their way to keep their shares accessible. When a stock climbs too high, they authorize a split — cutting the price per share while multiplying the number of shares outstanding. Nothing changes about the business itself, but the move boosts liquidity, draws in more retail buyers, and often sparks fresh ... This $5,500 Stock Is About to Hit a New All-Time High. Is It Worth It? The post This $5,500 Stock Is About to Hit a New All-Time High. Is It Worth It? appeared first on 24/7 Wall St.....

XRP (CRYPTO: XRP) tested the $1.35 support level multiple times through March, and each time buyers stepped in before it could break lower. The $1.35 level became the base of a range that held even as Bitcoin slid from $71,000 to $66,000. Then $14.16 billion in quarterly options expired on Deribit on March 27—the largest ... XRP Price: XRP Just Broke Below $1.35 — Will the $1.28 Support Hold? The post XRP Price: XRP Just Broke Below $1.35 — Will the $1.28 Support Hold? appeared first on 24/7 Wall St.....

Global LNG markets are on fire right now as the Iran War continues. Earlier this month, drone strikes and infrastructure damage at Qatar's massive Ras Laffan complex — the world's largest LNG export hub — triggered force majeure declarations and slashed roughly 15% to 20% of global supply overnight. Spot prices in Asia spiked more ... This LNG Stock Keeps Hitting New All-Time Highs. Did You Miss Your Chance to Buy? The post This LNG Stock Keeps Hitting New All-Time Highs. Did You Miss Your Chance to Buy? appeared first on 24/7 Wall St.....

Dave Ramsey rarely minces words, and when a 65-year-old investor called in with a $2.2 million real estate portfolio and a question about DSCR loans, Ramsey's answer was immediate: don't do it. "I don't teach people to borrow money, Jimmy, because I have found that the fastest way to wealth is to get out of ... Ramsey Tells 65-Year-Old Investor With $2.2M Portfolio to Skip the DSCR Loan The post Ramsey Tells 65-Year-Old Investor With $2.2M Portfolio to Skip the DSCR Loan appeared first on 24/7 Wall St.....

On a March 2026 episode of The Dave Ramsey Show, a caller named Maggie from Sioux Falls described a condo she and her husband owned in California, worth between $375,000 and $399,000, with $309,000 still owed. They'd moved out the previous July, converted it to a rental, and the property wasn't generating positive cash flow. ... Dave Ramsey: “You Would Never Buy This Condo… You'd Look at Each Other Like You Got One Eye in the Center of Your Head” The post Dave Ramsey: “You Would Never Buy This Condo… You'd Look at Each Other Like You Got One Eye in the Center of Your Head” appeared first on 24/7 Wall St.....

SPY has spent over three decades as the default answer to “how do I invest in the stock market?” But the fund that defined passive investing now carries a concentration profile that deserves a second look from anyone who assumes it means broad diversification. What SPY Is Actually Built to Do SPDR S&P 500 ETF ... SPY Has Returned 217% Over 10 Years, But Its Top 3 Holdings Now Control the Outcome The post SPY Has Returned 217% Over 10 Years, But Its Top 3 Holdings Now Control the Outcome appeared first on 24/7 Wall St.....

Bitcoin (CRYPTO: BTC), XRP (CRYPTO: XRP), Ethereum (CRYPTO: ETH), and Solana (CRYPTO: SOL) are all down 6-8% in a week, and the crypto market has shed over $80 billion in value since March 24. The Fear & Greed Index sits at 23, and the average crypto RSI has dropped to 39—oversold territory that the market ... Why Is Crypto Crashing? Bitcoin, XRP, Ethereum, and Solana All Down This Week The post Why Is Crypto Crashing? Bitcoin, XRP, Ethereum, and Solana All Down This Week appeared first on 24/7 Wall St.....

JPMorgan Dividend Leaders ETF (NYSEARCA:JDIV) launched in September 2024 with a straightforward pitch: a global portfolio of stocks growing their dividends faster than the broader market. Dividend growth investing has a strong long-term track record, and global diversification sounds like a sensible way to capture income from multiple economies at once. Two structural features make ... Why JDIV is a riskier than normal dividend growth ETF The post Why JDIV is a riskier than normal dividend growth ETF appeared first on 24/7 Wall St.....

Most energy investors want exposure to oil and gas demand without riding the full volatility of crude prices. A barrel of WTI swung from around $76 to $56 over the course of 2025 before recovering to around $65 heading into 2026. Crude oil futures are now at nearly $96 today and could go higher the ... This ETF Gives You Oil's Upside, minus the Downside Risk The post This ETF Gives You Oil's Upside, minus the Downside Risk appeared first on 24/7 Wall St.....

Karen, a 58-year-old nurse earning $90,000 annually, called The Ramsey Show with a straightforward question: should she buy a condo or pour everything into retirement savings? She had $230,000 already saved and was eyeing condos priced between $200,000 and $250,000. She also mentioned a likely inheritance of approximately $350,000 from her parents. Rachel Cruze told ... Cruze Tells 58-Year-Old Nurse With $230K Saved: Buy the Condo, Fund Retirement, Ignore the Inheritance The post Cruze Tells 58-Year-Old Nurse With $230K Saved: Buy the Condo, Fund Retirement, Ignore the Inheritance appeared first on 24/7 Wall St.....

Vanguard Consumer Discretionary ETF (NYSEARCA:VCR) is down nearly 9% year-to-date, but the story behind that number matters more than the number itself. This fund carries the “consumer discretionary” label, yet nearly 40% of its portfolio sits in just two stocks that behave more like technology bets than traditional retail plays. What VCR Is Actually Built ... Vanguard's VCR ETF Carries 40% Amazon and Tesla Exposure Dressed as Consumer Discretionary The post Vanguard's VCR ETF Carries 40% Amazon and Tesla Exposure Dressed as Consumer Discretionary appeared first on 24/7 Wall St.....

A debt-free dad in Wisconsin called Clark Howard with a problem most parents would envy: his daughter has been faithfully paying down a $3,000 car loan for two years, the balance is down to $1,000, and he wants to just pay it off for her. Howard's answer matters because the credit mechanics behind it affect ... Clark Howard Tells Debt-Free Dad to Back Off: Let Your Daughter Pay Her Last $1,000 The post Clark Howard Tells Debt-Free Dad to Back Off: Let Your Daughter Pay Her Last $1,000 appeared first on 24/7 Wall St.....

Chelsea called into The Ramsey Show on March 25, 2026, with a story that landed somewhere between funny and genuinely revealing. Her 30-year-old husband earns a combined household income of $250,000 a year, has built an $800,000 net worth, and invests 20% of their income. He also turned off a preheating oven to save on ... Ramsey Calls $800K Net Worth Husband's Burger King Frugality 'Just Weird' The post Ramsey Calls $800K Net Worth Husband's Burger King Frugality 'Just Weird' appeared first on 24/7 Wall St.....

Almost weekly, like clockwork, someone asks themselves if they have enough money to retire, but they won't be sure the math actually works. The hope is that they have saved consistently for decades, built up a seven-figure portfolio, and arrived in their early 60s with a strong set of options. At this point, the question ... Retiring at 62 With $1.5 Million Means Navigating a $6,000 Annual Gap and Three Years Without Medicare The post Retiring at 62 With $1.5 Million Means Navigating a $6,000 Annual Gap and Three Years Without Medicare appeared first on 24/7 Wall St.....

The future is not looking good for retirees who depend on Social Security. The One Big Beautiful Bill Act reduced the tax revenue going to the program, which was already facing funding shortfalls. The result is that the Congressional Budget Office (CBO) now projects that the Social Security trust fund is expected to run dry ... Social Security's Trust Fund Runs Dry in 2032 and the Automatic Cuts Would Cost a Typical Couple $18,400 a Year The post Social Security's Trust Fund Runs Dry in 2032 and the Automatic Cuts Would Cost a Typical Couple $18,400 a Year appeared first on 24/7 Wall St.....

Clark Howard picked up the phone and immediately started doing math out loud. The caller was Carlos, an airline pilot from Washington State, and his retirement situation is unlike almost anything most workers will ever encounter. "I'm an airline pilot. I save 8%," Carlos explained, but his employer "actually match 17% of your salary without ... Airline Pilot With 17% No-Match-Required 401(k) Gets Green Light to Cut Personal Contributions The post Airline Pilot With 17% No-Match-Required 401(k) Gets Green Light to Cut Personal Contributions appeared first on 24/7 Wall St.....

Nvidia (NASDAQ: NVDA) turned every $10,000 invested in early 2023 into over $125,000 by late 2025—a return that made it the most talked-about stock on the planet. Bitcoin (CRYPTO: BTC) had its own run to $126,000 in October 2025, and XRP (CRYPTO: XRP) reached $3.65 in July 2025. All three assets are now well below ... $10,000 in XRP and Bitcoin vs $10,000 in Nvidia: What Each Could Be Worth by the End of 2026 The post $10,000 in XRP and Bitcoin vs $10,000 in Nvidia: What Each Could Be Worth by the End of 2026 appeared first on 24/7 Wall St.....