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A 58-year-old radiologist with a $2.5 million traditional 401(k) has been doing everything right for 30 years. They have been maxing out contributions, taking the deduction, and letting it compound. The problem is that the math that made the 401(k) attractive at 35 quietly stopped working somewhere around $1.5 million, and most physicians don't notice ... Why Doctors Are Moving Money Out of Their 401(k)s and Into This Instead The post Why Doctors Are Moving Money Out of Their 401(k)s and Into This Instead appeared first on 24/7 Wall St.....

General Mills (NYSE:GIS) is one of America's most enduring food giants, with roots stretching back to the 19th century and a portfolio of iconic brands including Cheerios, Betty Crocker, Pillsbury, Yoplait, and Blue Buffalo pet foods. The company has paid dividends without interruption for 127 consecutive years — a rare feat that underscores its stability ... At a 15-Year Low and Yielding 6.7%, General Mills Is a Bargain for Income Investors The post At a 15-Year Low and Yielding 6.7%, General Mills Is a Bargain for Income Investors appeared first on 24/7 Wall St.....

VistaShares Target 15 Berkshire Select Income ETF (NYSEARCA:OMAH) promises something Berkshire Hathaway itself has never offered: a monthly paycheck. By mirroring Berkshire's top equity holdings and selling covered call options against those positions, the fund targets roughly 15% in annual income. Since its March 4, 2025 launch, it has grown to nearly $690 million in ... OMAH Promises Monthly Income From Berkshire Holdings, With One Major Catch The post OMAH Promises Monthly Income From Berkshire Holdings, With One Major Catch appeared first on 24/7 Wall St.....

D called into The Ramsey Show on March 25, 2026, carrying $123,000 in debt and a question about minimum payments. She had lost her father, her job, and her marriage within six months. She was rebuilding. But Dave Ramsey heard something else in her story: a pattern of permission-giving that was costing her thousands of ... Ramsey Tells Divorcing Mom Earning $75K With $123K Debt: Sell Your Car, Triple Your Real Estate Income The post Ramsey Tells Divorcing Mom Earning $75K With $123K Debt: Sell Your Car, Triple Your Real Estate Income appeared first on 24/7 Wall St.....

Most investors tilting toward value instinctively reach for large-cap names. The mid-cap value space gets less attention, which is part of why Vanguard Mid-Cap Value Index Fund ETF (NYSEARCA:VOE) has quietly built a compelling long-term case without much fanfare. What VOE Is Actually Designed to Do VOE tracks the CRSP US Mid Cap Value Index, ... Why VOE Belongs in More Portfolios: 50.8% Five-Year Returns With a 0.05% Fee The post Why VOE Belongs in More Portfolios: 50.8% Five-Year Returns With a 0.05% Fee appeared first on 24/7 Wall St.....

A 54-year-old woman with $14 million called a national radio show worried about buying her friends a vacation. That is the tension at the center of a recent segment on The Ramsey Show, and it reveals something that spreadsheets cannot fix: accumulating wealth and feeling free to use it are two completely separate skills. Lindsay, ... Rachel Cruze Tells $14 Million Caller Worried About Awkwardness to Book the Trip The post Rachel Cruze Tells $14 Million Caller Worried About Awkwardness to Book the Trip appeared first on 24/7 Wall St.....

Roman and Jennifer from Jackson, Tennessee, made $148,000 to $154,000 over two years and still eliminated $154,000 in debt in 23 months. That means they directed roughly $6,700 a month toward debt repayment while also paying taxes, buying groceries, and keeping the lights on. Dave Ramsey captured exactly why that is staggering: "You made $150,000, ... Jackson Couple Pays Off $154,000 in 23 Months, Ramsey Highlights the Math: 'You Paid $75,000 a Year and Paid Taxes' The post Jackson Couple Pays Off $154,000 in 23 Months, Ramsey Highlights the Math: 'You Paid $75,000 a Year and Paid Taxes' appeared first on 24/7 Wall St.....

A couple earning $107,000 gross annually with nearly $300,000 in student loan debt called into The Dave Ramsey Show in March 2026 looking for a way out. Ramsey's response was blunt: "With your current take home pay, this is going to take you seven to 10 years." The Math Behind the Timeline Ramsey's estimate isn't ... Dave Ramsey: “This Is Going to Take You Seven to 10 Years” The post Dave Ramsey: “This Is Going to Take You Seven to 10 Years” appeared first on 24/7 Wall St.....

It's possible to replace your salary with dividend stocks, even if you need to replace $75,000. While Social Security benefits, pensions, and other income sources can also help, you can create a nice buffer for yourself if you just do it with dividend stocks. The math to replace a $75,000 salary with dividend stocks is ... How Much You Actually Need to Replace a $75K Salary With Dividends in 2026 The post How Much You Actually Need to Replace a $75K Salary With Dividends in 2026 appeared first on 24/7 Wall St.....

Boston Beer (NYSE: SAM) or Molson Coors Brewing (NYSE: TAP)—which one belongs in a retirement portfolio right now? The two have taken sharply divergent paths in 2026. Boston Beer is up 17.8% year-to-date while Molson Coors has shed 7.0%. That gap reflects a fundamental difference in trajectory that retirement investors need to understand before reaching ... Boston Beer vs Molson Coors: One Bets on Innovation, the Other Is Just Surviving The post Boston Beer vs Molson Coors: One Bets on Innovation, the Other Is Just Surviving appeared first on 24/7 Wall St.....

Most companies go out of their way to keep their shares accessible. When a stock climbs too high, they authorize a split — cutting the price per share while multiplying the number of shares outstanding. Nothing changes about the business itself, but the move boosts liquidity, draws in more retail buyers, and often sparks fresh ... This $5,500 Stock Is About to Hit a New All-Time High. Is It Worth It? The post This $5,500 Stock Is About to Hit a New All-Time High. Is It Worth It? appeared first on 24/7 Wall St.....

Your 401(k) plan may allow you to contribute far more than you think, after-tax, converted directly into a Roth account. Most plan participants in their 50s and 60s with substantial balances have never been told this option exists. The mechanic is called the mega backdoor Roth, and the window to use it may not stay ... The 401(k) Loophole Wealthy Savers Are Quietly Using to Shelter Up to $46,000 a Year The post The 401(k) Loophole Wealthy Savers Are Quietly Using to Shelter Up to $46,000 a Year appeared first on 24/7 Wall St.....

XRP (CRYPTO: XRP) tested the $1.35 support level multiple times through March, and each time buyers stepped in before it could break lower. The $1.35 level became the base of a range that held even as Bitcoin slid from $71,000 to $66,000. Then $14.16 billion in quarterly options expired on Deribit on March 27—the largest ... XRP Price: XRP Just Broke Below $1.35 — Will the $1.28 Support Hold? The post XRP Price: XRP Just Broke Below $1.35 — Will the $1.28 Support Hold? appeared first on 24/7 Wall St.....

Global LNG markets are on fire right now as the Iran War continues. Earlier this month, drone strikes and infrastructure damage at Qatar's massive Ras Laffan complex — the world's largest LNG export hub — triggered force majeure declarations and slashed roughly 15% to 20% of global supply overnight. Spot prices in Asia spiked more ... This LNG Stock Keeps Hitting New All-Time Highs. Did You Miss Your Chance to Buy? The post This LNG Stock Keeps Hitting New All-Time Highs. Did You Miss Your Chance to Buy? appeared first on 24/7 Wall St.....

SPY has spent over three decades as the default answer to “how do I invest in the stock market?” But the fund that defined passive investing now carries a concentration profile that deserves a second look from anyone who assumes it means broad diversification. What SPY Is Actually Built to Do SPDR S&P 500 ETF ... SPY Has Returned 217% Over 10 Years, But Its Top 3 Holdings Now Control the Outcome The post SPY Has Returned 217% Over 10 Years, But Its Top 3 Holdings Now Control the Outcome appeared first on 24/7 Wall St.....

On a March 2026 episode of The Dave Ramsey Show, a caller named Maggie from Sioux Falls described a condo she and her husband owned in California, worth between $375,000 and $399,000, with $309,000 still owed. They'd moved out the previous July, converted it to a rental, and the property wasn't generating positive cash flow. ... Dave Ramsey: “You Would Never Buy This Condo… You'd Look at Each Other Like You Got One Eye in the Center of Your Head” The post Dave Ramsey: “You Would Never Buy This Condo… You'd Look at Each Other Like You Got One Eye in the Center of Your Head” appeared first on 24/7 Wall St.....

Dave Ramsey rarely minces words, and when a 65-year-old investor called in with a $2.2 million real estate portfolio and a question about DSCR loans, Ramsey's answer was immediate: don't do it. "I don't teach people to borrow money, Jimmy, because I have found that the fastest way to wealth is to get out of ... Ramsey Tells 65-Year-Old Investor With $2.2M Portfolio to Skip the DSCR Loan The post Ramsey Tells 65-Year-Old Investor With $2.2M Portfolio to Skip the DSCR Loan appeared first on 24/7 Wall St.....

Bitcoin (CRYPTO: BTC), XRP (CRYPTO: XRP), Ethereum (CRYPTO: ETH), and Solana (CRYPTO: SOL) are all down 6-8% in a week, and the crypto market has shed over $80 billion in value since March 24. The Fear & Greed Index sits at 23, and the average crypto RSI has dropped to 39—oversold territory that the market ... Why Is Crypto Crashing? Bitcoin, XRP, Ethereum, and Solana All Down This Week The post Why Is Crypto Crashing? Bitcoin, XRP, Ethereum, and Solana All Down This Week appeared first on 24/7 Wall St.....

Most energy investors want exposure to oil and gas demand without riding the full volatility of crude prices. A barrel of WTI swung from around $76 to $56 over the course of 2025 before recovering to around $65 heading into 2026. Crude oil futures are now at nearly $96 today and could go higher the ... This ETF Gives You Oil's Upside, minus the Downside Risk The post This ETF Gives You Oil's Upside, minus the Downside Risk appeared first on 24/7 Wall St.....

JPMorgan Dividend Leaders ETF (NYSEARCA:JDIV) launched in September 2024 with a straightforward pitch: a global portfolio of stocks growing their dividends faster than the broader market. Dividend growth investing has a strong long-term track record, and global diversification sounds like a sensible way to capture income from multiple economies at once. Two structural features make ... Why JDIV is a riskier than normal dividend growth ETF The post Why JDIV is a riskier than normal dividend growth ETF appeared first on 24/7 Wall St.....